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Chapter 7 Attorney Serving Clients In Scranton

Financial hardship takes a tremendous toll on our well-being. It not only prevents us from building the lives we want and deserve but also interferes with our mental and even physical health.

For many, financial adversity is the result of circumstances and events beyond their control, such as:

No matter what causes a financial crisis, no one deserves a life of endless debt, which is why Congress created Chapter 7 of the Bankruptcy Code. At Sabatini Law Firm, LLC, our Chapter 7 bankruptcy lawyers have decades of experience helping people use this legal process to obtain freedom from debt.

When you get in touch with our team, we can use our experience to determine whether this is the right option for you. We can then carefully guide you through every step of the process, helping you avoid obstacles and achieve relief in as little time as possible.

"Carlo helped my husband and me throughout the entire process and made it much less traumatic than I thought it would be. Now our case is closed, and he still reaches out to check in with us and to let us know what steps to take next regarding our credit."

- Vivki

“The professional and helpful staff was always willing to help and answer any questions.”

- Marc

“He is extremely knowledgeable about the law, he is down to earth in explaining it in plain English, and he genuinely shows his compassion for the client.”

- Robert

Bankruptcy

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The Chapter 7 Process

Chapter 7 is the easiest and fastest type of bankruptcy. Debtors typically receive a debt discharge (i.e. court-ordered elimination of debt) within six months. Once your debt is discharged, you shouldn’t hear from debt collectors, as they will no longer be allowed to collect what you once owed.

Reach out to our Chapter 7 bankruptcy attorneys today by calling (570) 458-2008 or reach out to our team online.

Here are some of the most important things to understand about Chapter 7 bankruptcy:

Like all forms of bankruptcy, Chapter 7 triggers the automatic stay . This court order keeps all debt collectors at bay for the duration of your case. You will be safe, therefore, from calls, lawsuits, repossession, and more.
To qualify, you will need to pass the means test. The means test compares your monthly income to the median income of your state. Generally, you must make less than the median income to qualify for Chapter 7, but this isn’t always the case.

Chapter 7 is often called a “liquidation bankruptcy” because the trustee can sometimes sell certain property and use the proceeds to repay creditors. However, almost everyone who files a Chapter 7 case with our office keeps everything that they own. We can help you understand and utilize the state and federal exemptions to make sure that you keep the property that you are entitled to.

Most people who file a Chapter 7 bankruptcy do not see any drop in their credit score. This information is surprising to most of our clients, and we will be happy to explain it to you in more detail at your free consultation.

Chapter 7 affects everyone differently, which is why you will need a personalized assessment from one of our attorneys at Sabatini Law Firm, LLC.

Our goal is to help you use the most appropriate debt-relief strategy for your situation, which is why we will only recommend Chapter 7 if we believe it is right for you.

We can begin with a free consultation. Contact us online or call (570) 458-2008 to request yours today.

Our Chapter 7 Guarantee

When you retain our services for Chapter 7 bankruptcy, we guarantee that we will do our best to evaluate your case and properly represent you. We will refund the attorney’s fees you pay to our firm if you file a Chapter 7 case that is dismissed without receiving a discharge.

This guarantee is limited to clients who:

Ready to see if this type of bankruptcy is right for you? Call our Chapter 7 bankruptcy attorneys today at (570) 458-2008 or reach out to us online.

File for Chapter 7 today in Scranton, Wilkes-Barre, or Dunmore Pennsylvania by contacting one of our Chapter 7 Bankruptcy Attorneys for a free consultation.

What You Can Expect from Our Team

Free Consultations

Your first conversation with an attorney to understand and evaluate your case is 100% complimentary.

Experience

With the combined experience of over 50 years between the attorneys of Sabatini Law Firm, LLC, we leverage our knowledge and experience with the local trustees to get you optimal results.

Open Communication

You should never be left in the dark when it comes to your legal matter. From start to finish, we will keep you updated on the status of your case.

Strategic Knowledge

Board Certified in Consumer Bankruptcy Law, Attorney Sabatini is the only attorney with this certification with an office within 50 miles of Wilkes-Barre or Scranton.

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Your Path to Financial Relief Starts Here

Schedule a Free Consultation

Call Us Today!

Your Path to Financial Relief Starts Here

Schedule a Free Consultation

Call Us Today!