At Sabatini Freeman, LLC, we are results-oriented. Since 1999, we have helped innumerable clients overcome financial hardship, defend themselves against debt collectors, and much more. We are proud to be the Scranton law firm that helps good people through bad times.
Click here to view a list of companies we have litigated against in the past.
“He is extremely knowledgeable about the law, he is down to earth in explaining it in plain English, and he genuinely shows his compassion for the client.”- Robert
“Carlo helped my husband and me throughout the entire process and made it much less traumatic than I thought it would be. Now our case is closed, and he still reaches out to check in with us and to let us know what steps to take next regarding our credit.”- Kendra
“From experience with my own situation, they have offered wonderful services and good advice/referrals along the way making things from a confusing legal standing very understandable.”- Gabriella
Creditor Harassment Lawyers in Scranton
One of the most exhausting consequences of debt is the relentless contact from creditors and debt collectors. In a perfect world, these entities would respect your space, communicate honestly and openly, and treat you with the dignity you deserve.
Unfortunately, this is not what every debtor experiences. Some creditors and debt collectors call at inappropriate hours, message debtors repeatedly, and even use profane language. Fortunately, various state and federal laws protect consumers from creditor harassment, which refers to a set of unacceptable practices that some collectors use to coerce debtors into sending payments.
At Sabatini Freeman, LLC, our job is to identify whether you have experienced creditor harassment and, if so, hold the responsible party accountable in court. Many law firms hesitate to take creditors or debt collectors to court because of the complexities and level of work involved, but we have had immeasurable success with creditor harassment lawsuits. Our team works tirelessly to defend our clients’ rights and obtain substantial compensation on their behalf.
What Is Considered Creditor Harassment?
The Fair Debt Collection Practices Act (FDCPA) is a federal law that prevents debt collectors from abusing consumers.
Per the FDCPA, debt collectors may not:
- Threaten you with violence
- Call too early or late (before 8am or after 9pm)
- Lie about what you owe, who they are, or what might happen if you don’t pay them
- Call other people about your debt (except to get your contact information)
- Report inaccurate information about you to a credit bureau
- Treat you disrespectfully (e.g. using profane or obscene language)
- Use any other deceitful, abusive, or harassing tactic
A debt collector who violates this law may be compelled to pay you a penalty for breaking the law, compensation for any loss or injury you sustained, and attorney fees. At Sabatini Freeman, LLC, we only accept collection harassment cases on a contingency basis, which means we would be paid only out of any amount we recover for you from the defendant. If we do not recover, there will be no fee.
Uniquely Qualified to Handle Your Case
When you bring your case to our firm, you can trust us to handle your legal and financial matter with skill and care. We have filed over 800 cases against debt collectors. This experience has helped us develop extensive knowledge about the complex laws governing debt collection and consumers’ rights. We are unaware of any other firm in Northeast Pennsylvania with this depth of experience in this area.
Are you ready to utilize our decades of experience? We offer all prospective clients a free consultation, during which we can discuss the way debt collectors have treated you and determine whether you have a case against the agency.
Your first conversation with an attorney to understand and evaluate your case is 100% complimentary.
With the combined experience of over 40 years between the attorneys of Sabatini Freeman LLC, we leverage our knowledge and experience with the local trustees to get you optimal results.
You should never be left in the dark when it comes to your legal matter. From start to finish, we will keep you updated on the status of your case.
Board Certified in Consumer Bankruptcy Law, Attorney Sabatini is the only attorney with this certification with an office within 50 miles of Wilkes-Barre or Scranton.